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    <title>Real Estate Blog</title>
    <link>https://www.oliviawilliamsrealty.com/blog.html</link>
    <description>Real Estate Blog</description>
    <copyright>Copyright (C): Olivia Williams Realty, https://www.oliviawilliamsrealty.com</copyright>
    <pubDate>Tue, 14 Apr 2026 16:50:03 GMT</pubDate>
    <dc:creator>Olivia Williams Realty</dc:creator>
    <dc:date>2026-04-14T16:50:03Z</dc:date>
    <dc:rights>Copyright (C): Olivia Williams Realty, https://www.oliviawilliamsrealty.com</dc:rights>
    <item>
      <title>GTA Housing Market, March 2026: Improving Activity, But Sellers Still Don’t Have Broad Leverage</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/gta-housing-market-march-2026-improving-activity-but-sellers-still-don-8981256</link>
      <description>&lt;p class="block-p"&gt;The spring market showed more life than January, but the numbers still point to a tightening market, not a full recovery. Demand improved. Supply stayed heavy. Pricing power remained fragile.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;/p&gt;&lt;div data-type="block-image" data-block="false" data-align="none" class="content-image"&gt;&lt;img 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" 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Sales improved materially through the quarter, months of inventory moved lower, and the market felt less frozen. But active inventory stayed elevated and benchmark pricing remained negative year over year.&lt;/h3&gt;&lt;h3&gt;That combination matters because it separates activity from pricing power. More homes traded. That does not mean sellers regained control.&lt;/h3&gt;&lt;/div&gt;&lt;/div&gt;&lt;p class="block-p"&gt;Section 1&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;What changed from January to March&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;January opened weak. February improved. March improved again on volume, but not enough to erase the inventory overhang. The quarter tells a simple story: buyers re-engaged faster than prices recovered.&lt;/p&gt;&lt;div data-type="block-image" data-block="false" data-align="none" class="content-image"&gt;&lt;img 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class="content-image" data-type="content-image"&gt;&lt;/div&gt;&lt;p class="block-p"&gt;Section 2&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;The market economics, in plain English&lt;/strong&gt;&lt;/h2&gt;&lt;div data-type="columns" data-img-v-align="center" data-ratio="ratio70_30" data-flip="true" data-content="content" class="center"&gt;&lt;div data-type="column" data-content="image-column"&gt;&lt;div data-type="block-image" data-block="false" data-align="none" class="content-image"&gt;&lt;img src="https://iss-cdn.myrealpage.com/yhgXJxdev8sTHip-eh7ARA_ZRjwCbtuNjYx9ousxk-o/rs:auto:1600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3NraXkvc2tpeXpqbXh5aXRrLnBuZw" class="content-image" data-type="content-image" data-original-src="//static.myrealpage.com/wps/rest/66120/blog/skiy/skiyzjmxyitk.png" srcset="https://iss-cdn.myrealpage.com/yhgXJxdev8sTHip-eh7ARA_ZRjwCbtuNjYx9ousxk-o/rs:auto:1600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3NraXkvc2tpeXpqbXh5aXRrLnBuZw 1600w,https://iss-cdn.myrealpage.com/KHyxzd2EwQ7myD8J8wvzdMKrPcE8-DZfD2OmWlcjLx4/rs:auto:1200:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3NraXkvc2tpeXpqbXh5aXRrLnBuZw 1200w,https://iss-cdn.myrealpage.com/6xYDwlZoWQ1L1aC42UfP6LmOE1pA4iCjL6mSDeT61f4/rs:auto:800:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3NraXkvc2tpeXpqbXh5aXRrLnBuZw 800w,https://iss-cdn.myrealpage.com/3Q8thMYchlhfStGUYlHpR6w5I-y6OsrW-2n2Y07I36I/rs:auto:600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3NraXkvc2tpeXpqbXh5aXRrLnBuZw 600w" sizes="(max-width: 640px) 100vw, 50vw"&gt;&lt;/div&gt;&lt;/div&gt;&lt;div data-type="column" data-content="content"&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Demand improved&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Sales rose from 3,082 in January to 5,039 in March. That is a 63.5% gain across the quarter. It tells us buyers were coming back into the market after a very soft start to the year.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Supply also stayed heavy&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Active listings rose from 17,975 to 21,596 over the same period, an increase of about 20.1%. So while more homes sold, buyers still had a lot of choice. That kept negotiation leverage from swinging fully back to sellers.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Absorption improved, but not enough to create broad seller power&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;SNLR improved from 28.6% in January to 36.1% in February, then eased to 34.9% in March as seasonal listing flow came back. MOI improved from 5.8 to 4.3, which is constructive. But 4.3 months is still not scarce inventory.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;p class="block-p"&gt;Section 3&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;Why prices are still lagging&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;The average selling price rose from $973,289 in January to $1,017,796 in March, but that quarter-to-quarter improvement does not mean the market healed. On a year-over-year basis, average price stayed negative throughout the quarter: down 6.5% in January, 7.1% in February, and 6.7% in March. The MLS HPI Composite benchmark also stayed negative, moving from -8.0% to -7.4%.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;That is the clearest numerical proof that pricing remained under pressure. The market was stabilizing, not surging.&lt;/p&gt;&lt;div data-type="block-image" data-block="false" data-align="none" class="content-image"&gt;&lt;img 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" class="content-image" data-type="content-image"&gt;&lt;/div&gt;&lt;p class="block-p"&gt;Section 4&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;The Bank of Canada backdrop&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;The Bank of Canada held the policy rate at 2.25% on January 28 and again on March 18, 2026. That means the spring pickup in housing activity was not driven by fresh rate relief during the quarter. The market improved under a stable, not newly stimulative, rate environment.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;That distinction matters. The quarter did not improve because policy suddenly turned loose. It improved because buyers gradually adjusted to the prevailing rate environment, lower prices than a year ago, and a market that was no longer deteriorating as quickly as before.&lt;/p&gt;&lt;div data-type="columns" data-img-v-align="" data-ratio="" data-flip="" data-content="content" class=""&gt;&lt;div data-type="column" data-content="image-column"&gt;&lt;div data-type="block-image" data-block="false" data-align="none" class="content-image"&gt;&lt;img src="https://iss-cdn.myrealpage.com/HoD6ckLh0S1SkKrXwsIFaVLFWkUGZnAprtQpIUrXPJo/rs:auto:1600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL2twc20va3BzbXFiemNmYXBrLnBuZw" class="content-image" data-type="content-image" data-original-src="//static.myrealpage.com/wps/rest/66120/blog/kpsm/kpsmqbzcfapk.png" srcset="https://iss-cdn.myrealpage.com/HoD6ckLh0S1SkKrXwsIFaVLFWkUGZnAprtQpIUrXPJo/rs:auto:1600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL2twc20va3BzbXFiemNmYXBrLnBuZw 1600w,https://iss-cdn.myrealpage.com/5t8_4nXt9Kv7DWLpoUyTY-nMw7v2_-4z9phr7qvjfik/rs:auto:1200:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL2twc20va3BzbXFiemNmYXBrLnBuZw 1200w,https://iss-cdn.myrealpage.com/wDParf7Qad_59tWc3TakTZToxmgUlrS77BXmEhpu_O8/rs:auto:800:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL2twc20va3BzbXFiemNmYXBrLnBuZw 800w,https://iss-cdn.myrealpage.com/cU4BCoztJqR5q6LBmoRbmXUgTKb1ILmrRbAjvgIdOoo/rs:auto:600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL2twc20va3BzbXFiemNmYXBrLnBuZw 600w" sizes="(max-width: 640px) 100vw, 50vw"&gt;&lt;/div&gt;&lt;/div&gt;&lt;div data-type="column" data-content="content"&gt;&lt;p class="block-p"&gt;In other words, the March market was adjustment-driven rather than stimulus-driven. That helps explain why activity improved while pricing remained fragile.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;p class="block-p"&gt;Section 5&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;Strategic implications&lt;/strong&gt;&lt;/h2&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;For sellers&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;This is a market that still punishes weak launch strategy. Sellers who overprice, underprepare, or misread early demand signals remain vulnerable because buyers still have alternatives. Precision matters: pricing, presentation, positioning, and speed of adjustment are doing more of the work than broad market momentum.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;For buyers&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Buyers still have negotiating room, but not as much as they had in January. Better listings are more likely to get serious engagement, while exposed listings still create opportunity. This is a market that rewards discrimination, not blanket low-balling.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;For market interpretation&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;The cleanest framing is this: the GTA market is tightening, but it is not healed. It is healthier than the weak January opening suggested, yet still too inventory-heavy to call it a true seller market.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Bottom line&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;This is not 2021. It is not frozen either. It is a disciplined, selective market where strategy still matters more than optimism.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;Suggested website CTA:&lt;/strong&gt; Need help reading what the March market actually means for your property, timing, or buying strategy? Book a private consultation.&lt;/p&gt;&lt;p class="block-p"&gt;Sources: TRREB Market Watch reports for January, February, and March 2026; Bank of Canada rate announcements on January 28 and March 18, 2026.&lt;/p&gt;&lt;p class="block-p"&gt;Prepared for: Olivia Williams Realty · @oliviawilliamsrealty&lt;/p&gt;</description>
      <enclosure url="https://www.oliviawilliamsrealty.com/wps/rest/66120/blog/oohx/oohxiungyzyx.png" type="image/png" />
      <pubDate>Tue, 14 Apr 2026 16:39:17 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/gta-housing-market-march-2026-improving-activity-but-sellers-still-don-8981256</guid>
      <dc:date>2026-04-14T16:39:17Z</dc:date>
    </item>
    <item>
      <title>Not collapse. Not recovery - Setup</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/not-collapse-not-recovery---setup-8950630</link>
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&lt;/style&gt;

&lt;div class="ow-market-blog"&gt;
  &lt;main class="page"&gt;
    &lt;header class="hero"&gt;
      &lt;div class="hero-inner"&gt;
        &lt;span class="eyebrow"&gt;Market Analysis&lt;/span&gt;
        &lt;h1&gt;The GTA Housing Market Is Coiled — But Not Cleared for Rebound&lt;/h1&gt;
        &lt;p class="hero-sub"&gt;Spring 2026 is not a collapse story, and it is not a recovery story either. It is a market where supply is pulling back faster than demand is returning — leaving conditions tighter, but still fragile.&lt;/p&gt;
        &lt;div class="hero-meta"&gt;
          &lt;span&gt;By Olivia Williams&lt;/span&gt;
          &lt;span&gt;&lt;span class="dot"&gt;&lt;/span&gt;Licensed Realtor® | Right at Home Realty&lt;/span&gt;
          &lt;span&gt;&lt;span class="dot"&gt;&lt;/span&gt;Greater Toronto Area&lt;/span&gt;
          &lt;span&gt;&lt;span class="dot"&gt;&lt;/span&gt;Spring 2026 Deep Dive&lt;/span&gt;
        &lt;/div&gt;
      &lt;/div&gt;
    &lt;/header&gt;

    &lt;section class="stats-band" aria-label="Key metrics at a glance"&gt;
      &lt;h3&gt;February 2026 GTA Snapshot&lt;/h3&gt;
      &lt;div class="stat-grid"&gt;
        &lt;article class="stat"&gt;
          &lt;div class="label"&gt;Sales&lt;/div&gt;
          &lt;div class="value"&gt;3,868&lt;/div&gt;
          &lt;div class="context"&gt;Down 6.3% year over year. Demand is still soft.&lt;/div&gt;
        &lt;/article&gt;
        &lt;article class="stat"&gt;
          &lt;div class="label"&gt;New Listings&lt;/div&gt;
          &lt;div class="value"&gt;10,705&lt;/div&gt;
          &lt;div class="context"&gt;Down 17.7% year over year. Supply is pulling back faster than sales.&lt;/div&gt;
        &lt;/article&gt;
        &lt;article class="stat"&gt;
          &lt;div class="label"&gt;Average Price&lt;/div&gt;
          &lt;div class="value"&gt;$1.009M&lt;/div&gt;
          &lt;div class="context"&gt;Down 7.1% year over year across all TRREB areas.&lt;/div&gt;
        &lt;/article&gt;
        &lt;article class="stat"&gt;
          &lt;div class="label"&gt;Market Structure&lt;/div&gt;
          &lt;div class="value"&gt;SNLR 33.6%&lt;/div&gt;
          &lt;div class="context"&gt;Five months of inventory. This is still a negotiation market.&lt;/div&gt;
        &lt;/article&gt;
      &lt;/div&gt;
    &lt;/section&gt;

    &lt;div class="intro-grid"&gt;
      &lt;article class="article-card"&gt;
        &lt;div class="article"&gt;
          &lt;p class="lead dropcap"&gt;If you only read the headline version of the February numbers, you could talk yourself into believing the Greater Toronto Area housing market is finally turning. That reading is too generous. The more accurate view is narrower and less comfortable: the market has tightened at the margin, but it has not recovered.&lt;/p&gt;

          &lt;p&gt;February 2026 GTA home sales came in at &lt;strong&gt;3,868&lt;/strong&gt;, down &lt;strong&gt;6.3%&lt;/strong&gt; year over year. New listings fell harder, down to &lt;strong&gt;10,705&lt;/strong&gt;, a &lt;strong&gt;17.7%&lt;/strong&gt; annual decline. Active listings still sat at &lt;strong&gt;19,314&lt;/strong&gt;. The average selling price was &lt;strong&gt;$1,008,968&lt;/strong&gt;, down &lt;strong&gt;7.1%&lt;/strong&gt;, while the MLS HPI composite benchmark was down &lt;strong&gt;7.9%&lt;/strong&gt; year over year.&lt;/p&gt;

          &lt;div class="kicker-box"&gt;
            &lt;div class="badge"&gt;Real Read&lt;/div&gt;
            &lt;div&gt;
              &lt;strong&gt;This is not a demand-led rebound.&lt;/strong&gt;
              &lt;p&gt;It is a market where sellers are stepping back faster than buyers are stepping in. Less new supply does not automatically mean strength. Sometimes it simply means owners do not like the pricing environment enough to list.&lt;/p&gt;
            &lt;/div&gt;
          &lt;/div&gt;
        &lt;/div&gt;
      &lt;/article&gt;

      &lt;aside class="sidebar-card" aria-label="Table of contents and quick facts"&gt;
        &lt;h3&gt;Inside This Report&lt;/h3&gt;
        &lt;ol class="toc"&gt;
          &lt;li&gt;&lt;a href="https://www.oliviawilliamsrealty.com/#structure"&gt;&lt;span class="num"&gt;01&lt;/span&gt;&lt;span&gt;Why the market is tighter, but still clearly negotiable&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;
          &lt;li&gt;&lt;a href="https://www.oliviawilliamsrealty.com/#pressure"&gt;&lt;span class="num"&gt;02&lt;/span&gt;&lt;span&gt;Why the original pressure thesis still matters&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;
          &lt;li&gt;&lt;a href="https://www.oliviawilliamsrealty.com/#macro"&gt;&lt;span class="num"&gt;03&lt;/span&gt;&lt;span&gt;What the macro overlay changes&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;
          &lt;li&gt;&lt;a href="https://www.oliviawilliamsrealty.com/#labour"&gt;&lt;span class="num"&gt;04&lt;/span&gt;&lt;span&gt;Why the labour market matters now&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;
          &lt;li&gt;&lt;a href="https://www.oliviawilliamsrealty.com/#ontario"&gt;&lt;span class="num"&gt;05&lt;/span&gt;&lt;span&gt;Ontario inventory and the provincial drag&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;
          &lt;li&gt;&lt;a href="https://www.oliviawilliamsrealty.com/#product"&gt;&lt;span class="num"&gt;06&lt;/span&gt;&lt;span&gt;Where the weakness still sits inside the GTA&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;
          &lt;li&gt;&lt;a href="https://www.oliviawilliamsrealty.com/#bottomline"&gt;&lt;span class="num"&gt;07&lt;/span&gt;&lt;span&gt;The right spring 2026 conclusion&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;
        &lt;/ol&gt;
      &lt;/aside&gt;
    &lt;/div&gt;

    &lt;article class="article-card"&gt;
      &lt;div class="article"&gt;
        &lt;div class="section-divider"&gt;Micro Structure&lt;/div&gt;
        &lt;section id="structure" class="chapter"&gt;
          &lt;h2 class="section-title"&gt;The market is tighter, but still clearly negotiable&lt;/h2&gt;
          &lt;h3 class="subhead"&gt;Structure matters more than the headline&lt;/h3&gt;
          &lt;p&gt;The cleanest way to read this market is through structure, not press-release language. Across all TRREB areas, the &lt;strong&gt;sales-to-new-listings ratio was 33.6%&lt;/strong&gt;, &lt;strong&gt;months of inventory were 5.0&lt;/strong&gt;, the average &lt;strong&gt;sale-to-list price ratio was 97%&lt;/strong&gt;, average &lt;strong&gt;listing days on market were 36&lt;/strong&gt;, and &lt;strong&gt;property days on market were 42&lt;/strong&gt;.&lt;/p&gt;
          &lt;p&gt;Those are not seller-market conditions. They describe a market where buyers still have room to negotiate and where pricing discipline matters far more than generic spring optimism. Yes, the market tightened relative to last year because new listings fell faster than sales. But less loose is not the same thing as healthy. A market can tighten mechanically while still being fundamentally soft.&lt;/p&gt;

          &lt;figure class="pull-quote"&gt;
            &lt;blockquote&gt;The GTA market has tightened at the margin, but it has not recovered.&lt;/blockquote&gt;
            &lt;figcaption&gt;Core thesis for spring 2026&lt;/figcaption&gt;
          &lt;/figure&gt;

          &lt;div class="callout-grid"&gt;
            &lt;div class="callout"&gt;
              &lt;span class="tag"&gt;Key Signal&lt;/span&gt;
              &lt;strong&gt;33.6% SNLR&lt;/strong&gt;
              &lt;p&gt;That is still well inside buyer-leaning territory. It does not support a broad seller-market narrative.&lt;/p&gt;
            &lt;/div&gt;
            &lt;div class="callout"&gt;
              &lt;span class="tag"&gt;Key Signal&lt;/span&gt;
              &lt;strong&gt;5.0 Months of Inventory&lt;/strong&gt;
              &lt;p&gt;Inventory is not scarce enough to create widespread urgency. Buyers still have decision time.&lt;/p&gt;
            &lt;/div&gt;
          &lt;/div&gt;
        &lt;/section&gt;

        &lt;div class="section-divider"&gt;Pressure Thesis&lt;/div&gt;
        &lt;section id="pressure" class="chapter"&gt;
          &lt;h2 class="section-title"&gt;The original pressure thesis was not wrong&lt;/h2&gt;
          &lt;h3 class="subhead"&gt;What still holds&lt;/h3&gt;
          &lt;p&gt;The strongest part of the earlier “coiled market” thesis still holds. This is &lt;strong&gt;not&lt;/strong&gt; a distressed market. Sellers are not capitulating in large enough numbers to create disorder. There is no sign of broad forced liquidation. The more accurate description is a market under pressure, with participants still trying to avoid realizing weakness unless they need to transact.&lt;/p&gt;
          &lt;p&gt;That is why some neighbourhoods and some product types still feel tighter on the ground than the broader market data might suggest. It also explains why the market feels conflicted. It is soft in the aggregate, but not broken at the street level. Scarce, well-priced homes can still trade properly. The problem is that this does not describe the whole market.&lt;/p&gt;

          &lt;div class="stat-strip"&gt;
            &lt;div class="strip-card"&gt;
              &lt;div class="big"&gt;97%&lt;/div&gt;
              &lt;div class="small"&gt;Average Sale-to-List&lt;/div&gt;
            &lt;/div&gt;
            &lt;div class="strip-card"&gt;
              &lt;div class="big"&gt;36&lt;/div&gt;
              &lt;div class="small"&gt;Average Days on Market&lt;/div&gt;
            &lt;/div&gt;
            &lt;div class="strip-card"&gt;
              &lt;div class="big"&gt;42&lt;/div&gt;
              &lt;div class="small"&gt;Property Days on Market&lt;/div&gt;
            &lt;/div&gt;
          &lt;/div&gt;
        &lt;/section&gt;

        &lt;div class="section-divider"&gt;Macro Overlay&lt;/div&gt;
        &lt;section id="macro" class="chapter"&gt;
          &lt;h2 class="section-title"&gt;What changed is not the micro read. It is the macro overlay.&lt;/h2&gt;
          &lt;h3 class="subhead"&gt;Why the timing call needed correcting&lt;/h3&gt;
          &lt;p&gt;The reason the original version needed tightening is simple: the timing call was too aggressive. A rebound in housing is not powered by lower rates alone. It needs confidence, and confidence is still weak.&lt;/p&gt;
          &lt;p&gt;The Bank of Canada held its policy rate at &lt;strong&gt;2.25%&lt;/strong&gt; on January 28, 2026. More importantly, the Bank was explicit that the outlook remains vulnerable to unpredictable U.S. trade policies and geopolitical risks, and that the Canadian economy is still adjusting to U.S. tariffs and the new global trade landscape, with growth expected to remain modest.&lt;/p&gt;
          &lt;p&gt;That is not the language of a clean macro backdrop. So yes, rates are off the highs. But that alone is not enough to unlock a broad demand return when the surrounding economic picture still feels unstable.&lt;/p&gt;

          &lt;figure class="pull-quote"&gt;
            &lt;blockquote&gt;The market is coiled in a structural sense, but the release valve has not opened because macro confidence is still missing.&lt;/blockquote&gt;
            &lt;figcaption&gt;Why lower rates have not translated into a broad rebound&lt;/figcaption&gt;
          &lt;/figure&gt;

          &lt;div class="callout-grid"&gt;
            &lt;div class="callout"&gt;
              &lt;span class="tag"&gt;Bank of Canada&lt;/span&gt;
              &lt;strong&gt;Policy Rate: 2.25%&lt;/strong&gt;
              &lt;p&gt;Financing is less painful than at peak tightening, but not loose enough to override broader uncertainty.&lt;/p&gt;
            &lt;/div&gt;
            &lt;div class="callout"&gt;
              &lt;span class="tag"&gt;Macro Risk&lt;/span&gt;
              &lt;strong&gt;Tariffs + Geopolitics&lt;/strong&gt;
              &lt;p&gt;Trade friction and Middle East risk matter because they feed uncertainty, inflation risk, and household hesitation.&lt;/p&gt;
            &lt;/div&gt;
          &lt;/div&gt;
        &lt;/section&gt;

        &lt;div class="section-divider"&gt;Labour Market&lt;/div&gt;
        &lt;section id="labour" class="chapter"&gt;
          &lt;h2 class="section-title"&gt;Labour conditions are not supporting a clean spring bounce&lt;/h2&gt;
          &lt;h3 class="subhead"&gt;Why unemployment matters in a housing cycle&lt;/h3&gt;
          &lt;p&gt;The labour market is another reason to stay disciplined. Statistics Canada reported that Canada’s unemployment rate rose to &lt;strong&gt;6.7%&lt;/strong&gt; in February 2026, while Ontario’s unemployment rate rose to &lt;strong&gt;7.6%&lt;/strong&gt;. On the ground, that matters because housing demand does not disappear when employment weakens, but it does become more selective, more cautious, and more price-sensitive.&lt;/p&gt;
          &lt;p&gt;That is exactly what the GTA data is showing now. First-time buyers hesitate. Move-up buyers become defensive. Investors become harder to motivate. The result is not a dead market. It is a thinner market.&lt;/p&gt;
          &lt;ul&gt;
            &lt;li&gt;Lower confidence weakens urgency.&lt;/li&gt;
            &lt;li&gt;Higher uncertainty raises price sensitivity.&lt;/li&gt;
            &lt;li&gt;Selective demand rewards A-grade homes and punishes mediocre listings.&lt;/li&gt;
          &lt;/ul&gt;
        &lt;/section&gt;

        &lt;div class="section-divider"&gt;Provincial Context&lt;/div&gt;
        &lt;section id="ontario" class="chapter"&gt;
          &lt;h2 class="section-title"&gt;Ontario still has too much inventory to justify a bullish provincial read&lt;/h2&gt;
          &lt;h3 class="subhead"&gt;The GTA does not operate in isolation&lt;/h3&gt;
          &lt;p&gt;The provincial backdrop still looks heavy. OREA and CREA reported that Ontario had &lt;strong&gt;24,145 new residential listings&lt;/strong&gt; in February 2026, down &lt;strong&gt;11.6%&lt;/strong&gt; year over year, but still had &lt;strong&gt;49,884 active listings&lt;/strong&gt; at month-end — the highest February inventory level in more than a decade. Months of inventory were &lt;strong&gt;5.3&lt;/strong&gt;, well above the long-run average of &lt;strong&gt;2.6&lt;/strong&gt; for this time of year.&lt;/p&gt;
          &lt;p&gt;That matters because even if GTA listing flow has started to contract, the broader Ontario market still carries enough inventory to limit how aggressive you can be with a rebound narrative.&lt;/p&gt;
        &lt;/section&gt;

        &lt;div class="section-divider"&gt;Hyper-Local Read&lt;/div&gt;
        &lt;section id="product" class="chapter"&gt;
          &lt;h2 class="section-title"&gt;Where the weakness still sits inside the GTA&lt;/h2&gt;
          &lt;h3 class="subhead"&gt;Detached is holding better. Condos are still the weakest link.&lt;/h3&gt;
          &lt;p&gt;The GTA is not one market. It is several markets moving at different speeds. The February tape is not just a condo problem, although condos remain the weakest major category.&lt;/p&gt;
          &lt;p&gt;TRREB’s February breakdown shows &lt;strong&gt;1,683 detached sales&lt;/strong&gt; at an average price of &lt;strong&gt;$1,325,654&lt;/strong&gt;, versus &lt;strong&gt;1,088 condo apartment sales&lt;/strong&gt; at an average price of &lt;strong&gt;$626,650&lt;/strong&gt;. Detached is holding up better, but that is relative resilience, not strength. Condos remain the most obvious soft spot because they are supposed to be the affordability bridge in the GTA, yet they are still absorbing the brunt of the repricing.&lt;/p&gt;

          &lt;div class="callout-grid"&gt;
            &lt;div class="callout"&gt;
              &lt;span class="tag"&gt;Detached&lt;/span&gt;
              &lt;strong&gt;More Resilient&lt;/strong&gt;
              &lt;p&gt;Family-grade supply is scarcer, which is helping detached hold value better than entry-level product.&lt;/p&gt;
            &lt;/div&gt;
            &lt;div class="callout"&gt;
              &lt;span class="tag"&gt;Condos&lt;/span&gt;
              &lt;strong&gt;Still Repricing&lt;/strong&gt;
              &lt;p&gt;Condos are supposed to be the affordability bridge. Right now, that bridge is still unstable.&lt;/p&gt;
            &lt;/div&gt;
          &lt;/div&gt;
        &lt;/section&gt;

        &lt;div class="section-divider"&gt;Bottom Line&lt;/div&gt;
        &lt;section id="bottomline" class="chapter"&gt;
          &lt;h2 class="section-title"&gt;So what is the right spring 2026 call?&lt;/h2&gt;
          &lt;h3 class="subhead"&gt;Not collapse. Not recovery. Setup.&lt;/h3&gt;
          &lt;p&gt;That is the right word. The market is coiled in the sense that supply is no longer flooding the system, sellers are still resisting weakness where they can, and there is clearly sidelined demand waiting for a better entry point. But that demand is still conditional. It needs cleaner price stability, better confidence, and fewer macro shocks.&lt;/p&gt;
          &lt;p&gt;Until that happens, this remains a &lt;strong&gt;buyer-leaning, negotiation-heavy market with selective strength&lt;/strong&gt;, not a broad recovery market. Well-priced, scarce, high-quality homes can still sell well. Mispriced listings will still sit. Sellers anchored to old peak-market expectations will continue to lose time. Buyers who stay disciplined still have leverage in much of the market.&lt;/p&gt;

          &lt;figure class="pull-quote"&gt;
            &lt;blockquote&gt;The corrected version of the original thesis is simple: the GTA market is coiled, but not cleared for rebound.&lt;/blockquote&gt;
            &lt;figcaption&gt;Spring 2026 conclusion&lt;/figcaption&gt;
          &lt;/figure&gt;

          &lt;p&gt;That is the real spring 2026 read: not bullish, not broken, just tight enough to matter and fragile enough to respect.&lt;/p&gt;
        &lt;/section&gt;
      &lt;/div&gt;
    &lt;/article&gt;

    &lt;section class="source-card"&gt;
      &lt;h3&gt;Source Base&lt;/h3&gt;
      &lt;ul class="source-list"&gt;
        &lt;li&gt;
          &lt;a href="https://trreb.ca/wp-content/files/market-stats/market-watch/mw2602.pdf" target="_blank" rel="noopener noreferrer"&gt;TRREB Market Watch — February 2026&lt;/a&gt;
          &lt;p&gt;Primary GTA market structure, pricing, sales, listings, and product-type data.&lt;/p&gt;
        &lt;/li&gt;
        &lt;li&gt;
          &lt;a href="https://www.bankofcanada.ca/2026/01/fad-press-release-2026-01-28/" target="_blank" rel="noopener noreferrer"&gt;Bank of Canada — January 28, 2026 Rate Decision&lt;/a&gt;
          &lt;p&gt;Policy-rate backdrop and macro policy framing.&lt;/p&gt;
        &lt;/li&gt;
        &lt;li&gt;
          &lt;a href="https://www.bankofcanada.ca/publications/mpr/mpr-2026-01-28/" target="_blank" rel="noopener noreferrer"&gt;Bank of Canada — January 2026 Monetary Policy Report&lt;/a&gt;
          &lt;p&gt;Tariff adjustment, geopolitical risk, and growth context.&lt;/p&gt;
        &lt;/li&gt;
        &lt;li&gt;
          &lt;a href="https://www150.statcan.gc.ca/n1/daily-quotidien/260313/dq260313a-eng.htm" target="_blank" rel="noopener noreferrer"&gt;Statistics Canada — Labour Force Survey, February 2026&lt;/a&gt;
          &lt;p&gt;Canada and Ontario unemployment conditions.&lt;/p&gt;
        &lt;/li&gt;
        &lt;li&gt;
          &lt;a href="https://creastats.crea.ca/board/orea/" target="_blank" rel="noopener noreferrer"&gt;OREA / CREA Statistics — February 2026&lt;/a&gt;
          &lt;p&gt;Provincial sales, active listings, months of inventory, and benchmark pricing context.&lt;/p&gt;
        &lt;/li&gt;
      &lt;/ul&gt;
      &lt;div class="footer-note"&gt;This report is for informational and educational purposes only. It presents a fact-based interpretation of publicly available housing and macroeconomic data and should not be relied upon as legal, tax, lending, or investment advice.&lt;/div&gt;
    &lt;/section&gt;

    &lt;section class="note-card"&gt;
      &lt;h3&gt;CMS Notes&lt;/h3&gt;
      &lt;ul class="plain-list"&gt;
        &lt;li&gt;This version is already stripped down to a pure embeddable HTML body block for CMS use.&lt;/li&gt;
        &lt;li&gt;If your CMS strips the &lt;code&gt;&amp;lt;style&amp;gt;&lt;/code&gt; tag, move the CSS into your site’s custom CSS area and keep only the wrapper div and content markup.&lt;/li&gt;
        &lt;li&gt;The wrapper class &lt;code&gt;ow-market-blog&lt;/code&gt; namespaces the layout so it is less likely to conflict with your theme styles.&lt;/li&gt;
      &lt;/ul&gt;
    &lt;/section&gt;
  &lt;/main&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;p class="block-p"&gt;&lt;/p&gt;</description>
      <enclosure url="https://www.oliviawilliamsrealty.com/webdrive/66120/_media/Images/photos/Title.png" type="image/png" />
      <pubDate>Sun, 15 Mar 2026 01:04:27 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/not-collapse-not-recovery---setup-8950630</guid>
      <dc:date>2026-03-15T01:04:27Z</dc:date>
    </item>
    <item>
      <title>The GTA Market Pressure Report</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/the-gta-market-pressure-report-8942788</link>
      <description>&lt;p class="block-p"&gt;Why February 2026 is the Last Chapter Before the Recovery&lt;/p&gt;&lt;p class="block-p"&gt;The Greater Toronto Area real estate market is sending a clear, powerful signal — and most market participants are misinterpreting it. The headline numbers seem to paint a picture of a slow, quiet market: sales are down, prices are down, and properties are taking longer to sell. Beneath the surface, a different story is unfolding.&lt;/p&gt;&lt;p class="block-p"&gt;This is not a slow market. &lt;strong&gt;It is a market under immense, building pressure.&lt;/strong&gt; For sophisticated investors and serious principals, the current window represents a strategic opportunity that is both temporary and fragile. This report breaks down the four key pressure points revealed in the February 2026 data — and explains why the conventional wisdom is wrong.&lt;/p&gt;&lt;div data-type="block-image" data-block="true" data-align="none"&gt;&lt;img src="https://iss-cdn.myrealpage.com/NF1ogwUbJES8GzsYEz9qt0w5kUlrMu1V9CdsTH1lZmc/rs:auto:0:0:0/g:sm/bG9jYWw6Ly9maWxlOi8vL2RhdGEtZWZzLWltYWdlcy9hcHAvYmxvZy9lL3kvdC94L2V5dHgvZXl0eG9wdGtzZnBmLmpwZWc_dD0xNzczMDkwNDg0MDk5" class="" data-type="content-image"&gt;&lt;/div&gt;&lt;h3&gt;01 The Supply Paradox: Contraction Outpaces Demand&lt;/h3&gt;&lt;p class="block-p"&gt;The most bullish signal in the entire report is not in the sales figures, but in the listings. While total sales were down &lt;strong&gt;6.3% year-over-year&lt;/strong&gt; at 3,868 transactions, new listings fell a staggering &lt;strong&gt;17.7% YoY&lt;/strong&gt; to 10,705 — a contraction nearly three times the magnitude of the decline in demand.&lt;/p&gt;&lt;div data-type="block-image" data-block="true" data-align="none"&gt;&lt;img src="https://iss-cdn.myrealpage.com/hqmvJCGPyuz9N9S5yu8z6cc0sWGKsN2m7co67ngBHag/rs:auto:0:0:0/g:sm/bG9jYWw6Ly9maWxlOi8vL2RhdGEtZWZzLWltYWdlcy9hcHAvYmxvZy9hL2EvYS9hL2FhYWEvYWFhYWFtY2JoeWtoLmpwZWc_dD0xNzczMDkwNTkxNDE3" class="" data-type="content-image"&gt;&lt;/div&gt;&lt;p class="block-p"&gt;This is the &lt;strong&gt;Supply Paradox&lt;/strong&gt;: in a market widely perceived as slow, supply is contracting faster than demand. Sellers are proving more hesitant than buyers. This dynamic prevents the buildup of excess inventory that would lead to a true buyer's market with significant price degradation. Instead, it creates a structural floor, tightening the market from the supply side even as demand moderates.&lt;/p&gt;&lt;p class="block-p"&gt;The divergence is most striking in the detached and semi-detached segments. New listings for detached homes fell 8.2% while detached sales actually rose 3.6%. Semi-detached listings dropped 13.1% against a 3.8% decline in sales. This is not the behaviour of a collapsing market; it is the behaviour of a market consolidating its base.&lt;/p&gt;&lt;div data-type="block-image" data-block="true" data-align="none"&gt;&lt;img src="https://iss-cdn.myrealpage.com/HwKP3ewznnItVPkZTAwg5pQeg6GaY15yrya4HOsnHaw/rs:auto:1600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3l3aGcveXdoZ3JrdGd0enFuLnBuZw" class="" data-type="content-image" data-original-src="//static.myrealpage.com/wps/rest/66120/blog/ywhg/ywhgrktgtzqn.png" srcset="https://iss-cdn.myrealpage.com/HwKP3ewznnItVPkZTAwg5pQeg6GaY15yrya4HOsnHaw/rs:auto:1600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3l3aGcveXdoZ3JrdGd0enFuLnBuZw 1600w,https://iss-cdn.myrealpage.com/eF3caoF-DivAc48o77fzeJZJPnnhLaPwGI1XCt3WDkQ/rs:auto:1200:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3l3aGcveXdoZ3JrdGd0enFuLnBuZw 1200w,https://iss-cdn.myrealpage.com/s8LdOl8LJyPggOLFe2QgYqu4jIEtfTJ5ty95n08E2Vg/rs:auto:800:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3l3aGcveXdoZ3JrdGd0enFuLnBuZw 800w,https://iss-cdn.myrealpage.com/2waA4Cgl80IPxG3N9IsrFyD38IagvNyuxDWlPBifqOI/rs:auto:600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3l3aGcveXdoZ3JrdGd0enFuLnBuZw 600w" sizes="100vw"&gt;&lt;/div&gt;&lt;h3&gt;02 The Price Signal: Repriced, Not Distressed&lt;/h3&gt;&lt;p class="block-p"&gt;With the MLS® HPI Composite down 7.9% YoY and the average selling price at $1,008,968 (down 7.1% YoY), it is clear that prices have adjusted from their peak. However, the nature of this adjustment is critical - and widely misunderstood.&lt;/p&gt;&lt;div data-type="block-image" data-block="true" data-align="none"&gt;&lt;img src="https://iss-cdn.myrealpage.com/PqSPnqp-y7FmXXqkEKp-HvxN6X4yXeTSXpBX-qRtDdQ/rs:auto:0:0:0/g:sm/bG9jYWw6Ly9maWxlOi8vL2RhdGEtZWZzLWltYWdlcy9hcHAvYmxvZy9mL2YvcS9xL2ZmcXEvZmZxcWFhanRxcmFxLmpwZWc_dD0xNzczMDkwOTAxNTUy" class="" data-type="content-image"&gt;&lt;/div&gt;&lt;p class="block-p"&gt;Two metrics reveal the market is repriced, not distressed. The average &lt;strong&gt;Sale-to-List Price Ratio (SP/LP) is 97%&lt;/strong&gt;, indicating that sellers are pricing in line with current market realities and achieving those prices with only a minor 3% negotiation margin. A distressed market would see SP/LP ratios fall into the low 90s or high 80s. That is not what the data shows.&lt;/p&gt;&lt;p class="block-p"&gt;The average &lt;strong&gt;Days on Market of 54 days &lt;/strong&gt;— while up 28.6% YoY - provides buyers with the most valuable asset in any negotiation: time.1] Time to conduct due diligence, arrange financing without pressure, and make rational, strategic decisions. This combination of price stability and expanded negotiation time is a hallmark of a mature, consolidating market, not a chaotic one.&lt;/p&gt;&lt;div data-type="block-image" data-block="true" data-align="none"&gt;&lt;img src="https://iss-cdn.myrealpage.com/gwAOdIdlGMkajzNwIFRhd_5zARRyTdTWcMC39TUfxU4/rs:auto:1600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3RwYWkvdHBhaWVkZG1mY2V6LnBuZw" class="" data-type="content-image" data-original-src="//static.myrealpage.com/wps/rest/66120/blog/tpai/tpaieddmfcez.png" srcset="https://iss-cdn.myrealpage.com/gwAOdIdlGMkajzNwIFRhd_5zARRyTdTWcMC39TUfxU4/rs:auto:1600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3RwYWkvdHBhaWVkZG1mY2V6LnBuZw 1600w,https://iss-cdn.myrealpage.com/JQgANgMonhtgab_7d4K7mT9AiDQyP-2r92g4I0s7Ksk/rs:auto:1200:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3RwYWkvdHBhaWVkZG1mY2V6LnBuZw 1200w,https://iss-cdn.myrealpage.com/CD0zxl9dqa2Reqm0lalqw1mJKUaJGE5FkpgsbYiwgGM/rs:auto:800:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3RwYWkvdHBhaWVkZG1mY2V6LnBuZw 800w,https://iss-cdn.myrealpage.com/cziRAr3mP_LrbNkAxdpN79UfUZCYfPnnDwj8yDKdx-o/rs:auto:600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3RwYWkvdHBhaWVkZG1mY2V6LnBuZw 600w" sizes="100vw"&gt;&lt;/div&gt;&lt;h3&gt;03 The SNLR Compass: A Structural Buyer's Market&lt;/h3&gt;&lt;p class="block-p"&gt;The Sales-to-New-Listings Ratio (SNLR) is the single most important indicator of market balance. It measures the proportion of new listings that are absorbed by sales in a given period. An SNLR below 40% signals a buyer's market; between 40-60% indicates balance; above 60% signals a seller's market.&lt;/p&gt;&lt;div data-type="block-image" data-block="true" data-align="none"&gt;&lt;img src="https://iss-cdn.myrealpage.com/83xT-xdMSb69RwKSbSHVn1IEeN65DbEMoVEF6-cSrH8/rs:auto:0:0:0/g:sm/bG9jYWw6Ly9maWxlOi8vL2RhdGEtZWZzLWltYWdlcy9hcHAvYmxvZy9zL2Ivdi9iL3NidmIvc2J2YmhleHNzcnZpLmpwZWc_dD0xNzczMDkxNDc5ODk5" class="" data-type="content-image"&gt;&lt;/div&gt;&lt;p class="block-p"&gt;For February 2026, the GTA SNLR stands at &lt;strong&gt;33.6%&lt;/strong&gt;, with a corresponding &lt;strong&gt;5.0 Months of Inventory (MOI)&lt;/strong&gt;. This places the market firmly in buyer's territory. However, the critical nuance is directional: the SNLR is trending upward year-over-year as supply contracts faster than demand. The compass needle is pointing to "Buyer" — but it is moving.&lt;/p&gt;&lt;p class="block-p"&gt;This is not a soft, temporary dip into buyer's market conditions. It is a &lt;strong&gt;structural buyer's market&lt;/strong&gt;, created by the intersection of elevated inventory from prior months and suppressed new supply. The structural nature of this condition means it will not resolve gradually; it will resolve suddenly when the demand trigger is pulled.&lt;/p&gt;&lt;h3&gt;04 The Coiled Spring: 100,000+ Buyers on the Sidelines&lt;/h3&gt;&lt;p class="block-p"&gt;The final, and most explosive, piece of data comes directly from TRREB's own market analysis. It is the force that will be released when the pressure becomes too great to contain.&lt;/p&gt;&lt;div data-type="block-image" data-block="true" data-align="none"&gt;&lt;img src="https://iss-cdn.myrealpage.com/xQ037OuR_fViqg5ij_EfjUUwuV2n8WDy38WMwG8kzHc/rs:auto:0:0:0/g:sm/bG9jYWw6Ly9maWxlOi8vL2RhdGEtZWZzLWltYWdlcy9hcHAvYmxvZy9uL3gvei93L254encvbnh6d3FodHNieG95LmpwZWc_dD0xNzczMDkxNzU2MTU4" class="" data-type="content-image"&gt;&lt;/div&gt;&lt;div data-type="block-image" data-block="true" data-align="none"&gt;&lt;img src="https://iss-cdn.myrealpage.com/VteEEACwKRkSqtJUwV7ry2nWxOrmm0rXUaD5BYMxIpM/rs:auto:1600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3p3cHIvendwcmlqeHV3amt5LnBuZw" class="" data-type="content-image" data-original-src="//static.myrealpage.com/wps/rest/66120/blog/zwpr/zwprijxuwjky.png" srcset="https://iss-cdn.myrealpage.com/VteEEACwKRkSqtJUwV7ry2nWxOrmm0rXUaD5BYMxIpM/rs:auto:1600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3p3cHIvendwcmlqeHV3amt5LnBuZw 1600w,https://iss-cdn.myrealpage.com/LJEfLp5ddXkUob5YCFdyb2p5NgnIvc2TXFFqJMbiRtA/rs:auto:1200:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3p3cHIvendwcmlqeHV3amt5LnBuZw 1200w,https://iss-cdn.myrealpage.com/uLbhRNAei1pKq-U0DBABe7qUfloVxCzp8kxnxJbVmaA/rs:auto:800:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3p3cHIvendwcmlqeHV3amt5LnBuZw 800w,https://iss-cdn.myrealpage.com/LUf6GsDIAZsG0mVGe1VNbAVDnMMc9Ybzm3Qx9ZqU1Do/rs:auto:600:0:0/g:sm/aHR0cDovL3Jlcy5teXJlYWxwYWdlLmNvbS93cHMvcmVzdC82NjEyMC9ibG9nL3p3cHIvendwcmlqeHV3amt5LnBuZw 600w" sizes="100vw"&gt;&lt;/div&gt;&lt;p class="block-p"&gt;This is not a slow market. It is a loaded market. Over 100,000 households are actively waiting for the right signal to enter. The two triggers identified by TRREB - price stabilization and positive trade news — are both within the range of near-term probability. When those triggers arrive, the release of pent-up demand will not be gradual. It will be rapid, and it will compress the buyer's window significantly.&lt;/p&gt;&lt;h3&gt;05 The Spring 2026 Thesis: The Window Is Open&lt;/h3&gt;&lt;p class="block-p"&gt;When you synthesize these four pressure points, the conclusion is unavoidable. The spring 2026 season is not a quiet market - it is the last chapter before the recovery.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;/p&gt;&lt;div data-type="block-image" data-block="true" data-align="none"&gt;&lt;img src="https://iss-cdn.myrealpage.com/7fCPr1TXki5qi95pKwPhveGncU8Ary7S0jKyo8dHvmc/rs:auto:0:0:0/g:sm/bG9jYWw6Ly9maWxlOi8vL2RhdGEtZWZzLWltYWdlcy9hcHAvYmxvZy9hL3MvdC9pL2FzdGkvYXN0aW1wemphc2V2LmpwZWc_dD0xNzczMzQzOTUwOTg4" class="" data-type="content-image"&gt;&lt;/div&gt;&lt;p class="block-p"&gt;The question for serious market participants is not whether the market will move. The question is whether you will move first. The combination of price relief, expanded negotiation time, and contracting supply is perishable. It will not persist beyond the point at which the demand trigger is pulled. &lt;/p&gt;&lt;p class="block-p"&gt;If you are considering a strategic acquisition or disposition in the Greater Toronto Area, the current market dynamics present a rare and time-limited opportunity. DM SPRING for a personalized GTA market strategy session.&lt;/p&gt;&lt;div data-type="block-image" data-block="true" data-align="none"&gt;&lt;img src="https://iss-cdn.myrealpage.com/9wmntVWSgNmrr9XrBTbu0U5Qhlmt4nF9Bzvnj7mfGV0/rs:auto:0:0:0/g:sm/bG9jYWw6Ly9maWxlOi8vL2RhdGEtZWZzLWltYWdlcy9hcHAvYmxvZy95L2gvcy9xL3loc3EveWhzcWlra3Z1cHR3LmpwZWc_dD0xNzczMzQ0MTE5MTUz" class="" data-type="content-image"&gt;&lt;/div&gt;&lt;p class="block-p"&gt;References&lt;/p&gt;&lt;h6&gt;1. Toronto Regional Real Estate Board. TRREB Market Watch, February 2026. Published March 5, 2026.&amp;nbsp;&lt;a target="" rel="" href="https://trreb.ca/wp-content/files/market-stats/market-watch/mw2602.pdf" data-type="link"&gt;https://trreb.ca/wp-content/files/market-stats/market-watch/mw2602.pdf&lt;/a&gt;&lt;/h6&gt;&lt;h6&gt;2. Mercer, Jason (CIO, TRREB). Quoted in TRREB Market Watch, February 2026, p.1. Toronto Regional Real Estate Board. March 5, 2026.&lt;/h6&gt;&lt;h6&gt;&lt;/h6&gt;&lt;p class="block-p"&gt;&lt;/p&gt;</description>
      <enclosure url="https://iss-cdn.myrealpage.com/Pd1QRWKdLulqUFEFTrufPcKSDSvJCYYqpHDV0CaE3Uo/rs:auto:0:0:0/g:sm/bG9jYWw6Ly9maWxlOi8vL2RhdGEtZWZzLWltYWdlcy9hcHAvYmxvZy91L20vZS91L3VtZXUvdW1ldWtieXZxc25yLmpwZWc_dD0xNzczMzQzODMxNDcx" type="image/jpeg" />
      <pubDate>Fri, 06 Mar 2026 20:26:36 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/the-gta-market-pressure-report-8942788</guid>
      <dc:date>2026-03-06T20:26:36Z</dc:date>
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    <item>
      <title>Toronto Waterfront Penthouses: Why This Niche Still Holds Power in 2026</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/toronto-waterfront-penthouses-why-this-niche-still-holds-power-in-2026-8925461</link>
      <description>&lt;p class="block-p"&gt;The broader Toronto condo market has become more balanced, but waterfront penthouses continue to operate under different dynamics. Condo apartment sales declined in late 2025, reflecting more cautious buyer activity overall.&amp;nbsp;&lt;/p&gt;&lt;p class="block-p"&gt;However, ultra‑luxury and unique properties across the GTA have shown notable resilience even as broader activity cooled.&amp;nbsp;&lt;/p&gt;&lt;h3&gt;Why Waterfront Penthouses Are Different:&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;1. Extremely limited supply&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;True penthouse inventory — especially with unobstructed lake views — is structurally scarce.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;2. Wealth‑driven buyer pool&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;Purchasers in this segment are less rate‑sensitive.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;3. Lifestyle premium&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;Waterfront living continues to command emotional and lifestyle value.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Buyer Strategy for 2026:&amp;nbsp;&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Monitor specific buildings&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Track long‑DOM opportunities&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Move quickly when rare layouts appear&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Seller Insight:&amp;nbsp;&lt;/strong&gt;Positioning and presentation remain critical — even in premium niches.&lt;/p&gt;&lt;p class="block-p"&gt;Olivia Williams&lt;br&gt;Realtor® | Right at Home Realty&lt;br&gt;416-302-6360 ||&amp;nbsp;&lt;a target="" rel="" href="https://www.oliviawilliamsrealty.com/mailto:realtoroliviawilliams@gmail.com" data-type="link"&gt;realtoroliviawilliams@gmail.com&lt;/a&gt;&lt;/p&gt;</description>
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      <category>Waterfront, Harbourfront, Penthouses, Condos with a View</category>
      <pubDate>Tue, 17 Feb 2026 13:33:57 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/toronto-waterfront-penthouses-why-this-niche-still-holds-power-in-2026-8925461</guid>
      <dc:date>2026-02-17T13:33:57Z</dc:date>
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    <item>
      <title>Why 2025–2026 Is a Rare Opportunity for Downsizers in the GTA</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/why-20252026-is-a-rare-opportunity-for-downsizers-in-the-gta-8875474</link>
      <description>&lt;h3 style="text-align: start"&gt;&lt;strong&gt;The Market Has Shifted&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;The combination of&amp;nbsp;&lt;strong&gt;increased inventory&lt;/strong&gt;,&amp;nbsp;&lt;strong&gt;moderated pricing&lt;/strong&gt;, and a&amp;nbsp;&lt;strong&gt;slower pace of sales&lt;/strong&gt;&amp;nbsp;has created a unique environment where downsizers have leverage.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;Here's why downsizers benefit more than most buyers right now:&lt;/strong&gt;&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;1. You’re Buying in a Soft Market&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Condo and boutique townhome inventory is healthy.&lt;br&gt;Prices are more negotiable than they’ve been in years.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;2. You Can Sell Strategically&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Even in a soft market,&amp;nbsp;&lt;strong&gt;premium properties&lt;/strong&gt;&amp;nbsp;(renovated detached homes, properties in established communities) still attract strong attention when properly positioned.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;3. Your Equity Works Harder Now&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;If you’ve owned for 8–20+ years, your price floor remains strong even with recent market softening.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;4. Interest Rate Shifts Favour You&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;BoC’s rate adjustments gradually improve affordability and confidence.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;Download your&amp;nbsp;&lt;strong&gt;Downsizer Strategy 2025 Guide&lt;/strong&gt;&amp;nbsp;or contact me to build your custom transition:&amp;nbsp;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;a target="" rel="" href="https://private-office.myrealpage.com/webdrive/66120/_media/Gta%20Downsizer%20Handbook.pdf" data-type="link"&gt;https://private-office.myrealpage.com/webdrive/66120/_media/Gta%20Downsizer%20Handbook.pdf&lt;/a&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;/p&gt;</description>
      <enclosure url="https://www.oliviawilliamsrealty.com/webdrive/66120/_media/ChatGPT%20Image%20Dec%208,%202025,%2005_28_37%20PM.png" type="image/png" />
      <pubDate>Mon, 08 Dec 2025 22:30:09 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/why-20252026-is-a-rare-opportunity-for-downsizers-in-the-gta-8875474</guid>
      <dc:date>2025-12-08T22:30:09Z</dc:date>
    </item>
    <item>
      <title>“Is the GTA Now a Buyer’s Market? What TRREB Data Reveals — and How Smart Buyers Can Take Advantage”</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/is-the-gta-now-a-buyers-market-what-trreb-data-reveals-and-how-smart-b-8872063</link>
      <description>&lt;h3&gt;&lt;strong&gt;Market Snapshot&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;Based on recent data from the&amp;nbsp;&lt;strong&gt;Toronto Regional Real Estate Board (TRREB)&lt;/strong&gt;, the GTA has shifted into clear buyer-leaning territory.&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Sales-to-New-Listings Ratio (SNLR)&lt;/strong&gt;&amp;nbsp;has hovered near or below&amp;nbsp;&lt;strong&gt;40%&lt;/strong&gt;, the threshold that traditionally signals a buyers’ market.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Inventory&lt;/strong&gt;&amp;nbsp;has risen across multiple segments, giving buyers more choice and negotiation power.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Average GTA sale prices&lt;/strong&gt;&amp;nbsp;year-over-year have shown notable softening, especially in detached and condo categories.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;(&lt;em&gt;Sources: TRREB Market Watch, CREA Housing Market Stats, Bank of Canada rate updates&lt;/em&gt;)&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Why This Matters for Buyers&lt;/strong&gt;&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;More listings = more leverage&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Less competition = fewer bidding wars&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Softening prices = better value entry points&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Longer DOM = stronger negotiation power&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h3&gt;&lt;strong&gt;Ideal Opportunities Right Now&lt;/strong&gt;&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Luxury estates&lt;/strong&gt;&amp;nbsp;that have been on the market 60+ days&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Waterfront &amp;amp; Harbourfront condos&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;King, Vaughan, Aurora luxury segment&lt;/strong&gt;&amp;nbsp;where inventory is higher&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Downsizer-friendly townhomes &amp;amp; bungalow-style homes&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h3&gt;&lt;strong&gt;What Buyers Should Do Now&lt;/strong&gt;&lt;/h3&gt;&lt;ol&gt;&lt;li&gt;&lt;p class="block-p"&gt;Get rate-locked with your lender (BoC rate cuts open opportunity).&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Seek value-based pricing (properties with long DOM often adjust).&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Explore micro-markets — the best “deals” are hyper-local.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Partner with a data-driven agent who understands market fragmentation.&lt;/p&gt;&lt;/li&gt;&lt;/ol&gt;&lt;h3&gt;&lt;strong&gt;CTA&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;If you'd like a&amp;nbsp;&lt;strong&gt;GTA Buyer’s Advantage Report&lt;/strong&gt;&amp;nbsp;tailored to your criteria, contact me anytime.&lt;/p&gt;&lt;p class="block-p"&gt;Olivia Williams&lt;br&gt;Realtor® | Right at Home Realty&lt;br&gt;🌐&amp;nbsp;&lt;a target="" rel="" href="http://www.oliviawilliamsrealty.com" data-type="link"&gt;www.oliviawilliamsrealty.com&lt;/a&gt;&lt;br&gt;📞&amp;nbsp;416-302-6360&lt;br&gt;📧&amp;nbsp;&lt;a target="" rel="" href="https://www.oliviawilliamsrealty.com/mailto:realtoroliviawilliams@gmail.com" data-type="link"&gt;realtoroliviawilliams@gmail.com&lt;/a&gt;&lt;br&gt;&lt;em&gt;“Where Integrity Meets Exceptional Real Estate.”&lt;/em&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;/p&gt;</description>
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      <category>#TorontoRealEstate, #GTADownsizing</category>
      <pubDate>Tue, 02 Dec 2025 14:05:00 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/is-the-gta-now-a-buyers-market-what-trreb-data-reveals-and-how-smart-b-8872063</guid>
      <dc:date>2025-12-02T14:05:00Z</dc:date>
    </item>
    <item>
      <title>Downsizing</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/ready-to-right-size-your-life-8819244</link>
      <description>Why Downsizing in 2025 Could Be Your Best Financial Move</description>
      <enclosure url="https://www.oliviawilliamsrealty.com/wps/rest/66120/blog/ntlk/ntlktbecicuy.png" type="image/png" />
      <category>#TorontoRealEstate, #GTADownsizing</category>
      <category>Condos under $500K?</category>
      <category>Downsizing</category>
      <pubDate>Mon, 29 Sep 2025 01:25:00 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/ready-to-right-size-your-life-8819244</guid>
      <dc:date>2025-09-29T01:25:00Z</dc:date>
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    <item>
      <title>Interest Rates, Prices &amp; Affordability: Fall Outlook</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/interest-rates-prices-affordability-fall-outlook-8808207</link>
      <description>&lt;h3&gt;(What CREA &amp;amp; TRREB Data Reveal for GTA Buyers)&lt;/h3&gt;&lt;h2&gt;Introduction&lt;/h2&gt;&lt;p class="block-p"&gt;The Greater Toronto Area (GTA) housing market in 2025 offers a rare window for buyers, driven by the Bank of Canada’s September 17, 2025, rate cut to 2.5%—the first since March—and a buyer-friendly market with falling prices and record inventory. Despite persistent affordability challenges, the latest Toronto Regional Real Estate Board (TRREB) and Canadian Real Estate Association (CREA) data reveal opportunities for strategic buyers. Here’s what you need to know to seize this moment.&lt;/p&gt;&lt;h2&gt;What CREA &amp;amp; TRREB Are Saying&lt;/h2&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;National Average Price (CREA)&lt;/strong&gt;: $672,784 in July 2025 (+0.6% YoY, -2.7% MoM)&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;National HPI Benchmark&lt;/strong&gt;: $693,300 (-3.4% YoY)&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;GTA Average Sold Price (TRREB)&lt;/strong&gt;: $1,022,143 in August 2025 (-5.2% YoY)&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;GTA MLS® HPI Benchmark&lt;/strong&gt;: $969,700 (-5.2% YoY)&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;TRREB reports 5,211 GTA home sales in August 2025 (+2.3% YoY), but demand remains historically low. New listings surged 9.4% to 14,038, with a record 27,495 active listings, creating a balanced market with 4.7 months of inventory.&lt;/p&gt;&lt;h2&gt;Detailed Breakdown by Property Type&lt;/h2&gt;&lt;p class="block-p"&gt;Price declines across property types signal affordability gains:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Detached&lt;/strong&gt;: $1,312,240 (-7.2% YoY)&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Semi-Detached&lt;/strong&gt;: $980,102 (-4.5% YoY)&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Freehold Townhouse&lt;/strong&gt;: $946,395 (-4.5% YoY)&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Condo Apartment&lt;/strong&gt;: $642,195 (-4.8% YoY)&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;Condos, with 9,105 active listings and 40 days on the market, offer the best entry point for first-time buyers.&lt;/p&gt;&lt;h2&gt;Interest Rates &amp;amp; Stress Test: A Game-Changer&lt;/h2&gt;&lt;p class="block-p"&gt;The Bank of Canada’s 25-basis-point cut to 2.5% on September 17, 2025, lowers borrowing costs, with variable mortgage rates dropping to ~3.7% and 5-year fixed insured rates at ~3.89%. This eases payments—for example, a $642,195 condo now costs ~$200 less monthly on a variable-rate mortgage. However, the stress test, requiring qualification at ~5.89%, still challenges buyers, though it’s less punitive with rates falling.&lt;/p&gt;&lt;h2&gt;Affordability Today vs. Recent Past&lt;/h2&gt;&lt;p class="block-p"&gt;GTA benchmark prices are 24% below their February 2022 peak ($969,700), a significant reset. The rate cut boosts purchasing power, but high carrying costs—mortgage payments, taxes, insurance, and maintenance—demand robust down payments. With unemployment at 7.1% in August 2025, economic uncertainty tempers optimism, yet lower rates and prices create a buyer’s market not seen since 2021.&lt;/p&gt;&lt;h2&gt;Tips for Buyers in This Market&lt;/h2&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;First-Time Buyers&lt;/strong&gt;: Snap up condos ($642,195 avg.) or townhouses ($946,395 avg.) in areas like Mississauga or Toronto’s core for affordability and lifestyle.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Move-Up Buyers&lt;/strong&gt;: Detached homes, down 7.2% to $1,312,240, offer value but require larger budgets.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Negotiate Smart&lt;/strong&gt;: Record inventory (27,495 listings) gives leverage to secure deals, especially on condos with high supply.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Monitor Rates&lt;/strong&gt;: Further cuts are possible in October or December 2025, but rising bond yields could push fixed rates up. Act before potential market shifts.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h2&gt;Conclusion: Seize the Opportunity&lt;/h2&gt;&lt;p class="block-p"&gt;The GTA is firmly a buyer’s market in 2025, with prices down, inventory at record highs, and the Bank of Canada’s rate cut to 2.5% easing affordability. However, the stress test and economic headwinds like unemployment (7.1%) and slowing GDP (-0.4% in Q2) require caution.&lt;strong&gt;Key Factors to Watch&lt;/strong&gt;:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Further Bank of Canada rate moves&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Bond yield trends affecting fixed rates&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Inventory growth and listing trends&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Job market recovery to boost confidence&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;With more choice and leverage than in years, now is the time to act. Contact me for a free consultation to navigate this market and secure your dream GTA home at the right price.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;em&gt;Posted September 18, 2025 | By Olivia Williams, GTA Realtor&lt;/em&gt;&lt;br&gt;&lt;em&gt;Email: realtoroliviawilliams@gmail.com | Phone: 416-302-6360 | Website:&amp;nbsp;&lt;/em&gt;&lt;a target="" rel="" href="https://oliviawilliamsrealty.com/" data-type="link"&gt;&lt;em&gt;https://oliviawilliamsrealty.com/&lt;/em&gt;&lt;/a&gt;&lt;/p&gt;</description>
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      <pubDate>Thu, 18 Sep 2025 23:15:14 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/interest-rates-prices-affordability-fall-outlook-8808207</guid>
      <dc:date>2025-09-18T23:15:14Z</dc:date>
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      <title>Power of Sale in the GTA: Opportunities, Risks, and How to Secure the Best Deal</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/power-of-sale-in-the-gta-opportunities-risks-and-how-to-secure-the-bes-8792916</link>
      <description>&lt;p class="block-p"&gt;Buying a home in the Greater Toronto Area (GTA) is one of the most significant investments you can make, and for many savvy buyers, &lt;strong&gt;power of sale properties&lt;/strong&gt; present a unique opportunity. Whether you’re an investor looking to expand your portfolio or a homebuyer searching for value, understanding the power of sale market can open doors to exciting possibilities.&lt;/p&gt;&lt;h2&gt;Types of Power of Sale Properties in the GTA&lt;/h2&gt;&lt;p class="block-p"&gt;Foreclosure opportunities in the GTA come in various forms, including:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Single-Family Homes&lt;/strong&gt; – Often found in suburban neighbourhoods, these can be ideal for families or as rental investments.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Condominiums&lt;/strong&gt; – A common power of sale type in the city, offering low-maintenance living at a reduced cost.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Multi-Unit Properties&lt;/strong&gt; – Attractive to investors who want multiple income streams.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Luxury Properties&lt;/strong&gt; – Occasionally, high-end homes also enter power of sale, presenting rare chances to buy at a significant discount.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Commercial&lt;/strong&gt; -&amp;nbsp;Attractive to investors.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h2&gt;Advantages of Buying a Power of Sale&amp;nbsp; Property&lt;/h2&gt;&lt;p class="block-p"&gt;Power of Sale can be appealing for several reasons:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Price Advantages&lt;/strong&gt; – Banks and lenders typically want to recover funds quickly, so these properties are often listed below market value.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Equity Potential&lt;/strong&gt; – With smart renovations and upgrades, buyers can significantly increase a property’s value.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Entry Into Desirable Areas&lt;/strong&gt; – Foreclosures sometimes appear in high-demand neighbourhoods, allowing buyers access to areas that might otherwise be out of reach.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h2&gt;Disadvantages to Consider&lt;/h2&gt;&lt;p class="block-p"&gt;While the potential is high, power of sale properties also come with considerations:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;“As-Is” Condition&lt;/strong&gt; – Properties may require repairs, renovations, or updates.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Competitive Bidding&lt;/strong&gt; – Deals often attract multiple buyers, leading to bidding wars.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Uncertainty in Process&lt;/strong&gt; – Power of Sale may involve longer timelines or additional paperwork compared to traditional sales.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h2&gt;The Buying and Selling Process&lt;/h2&gt;&lt;p class="block-p"&gt;Navigating Power of Sale properties requires experience and guidance. Generally, the process includes:&lt;/p&gt;&lt;ol&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Identifying Listings&lt;/strong&gt; – Many power of sales aren’t widely advertised. Access to exclusive listings gives buyers an edge.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Due Diligence&lt;/strong&gt; – Inspections, property history reviews, and legal checks are crucial.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Submitting Offers&lt;/strong&gt; – Banks and lenders review offers differently than traditional sellers, which means negotiations can vary.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Closing the Deal&lt;/strong&gt; – With the right representation, buyers can move through the process smoothly and with confidence.&lt;/p&gt;&lt;/li&gt;&lt;/ol&gt;&lt;h2&gt;How I Can Help You Secure a Great Deal&lt;/h2&gt;&lt;p class="block-p"&gt;With my expertise in the GTA market, I can guide you through every step of the power of sale process—from sourcing exclusive opportunities to negotiating the best possible price. My goal is to help you &lt;strong&gt;maximize value while minimizing risk&lt;/strong&gt;, whether you’re buying your first home, investing, or looking for a renovation project.&lt;/p&gt;&lt;h3&gt;Ready to Explore Power of Sale Opportunities in the GTA?&lt;/h3&gt;&lt;p class="block-p"&gt;Call me today to access &lt;strong&gt;exclusive foreclosure listings&lt;/strong&gt; and secure a property that fits your goals. Don’t miss out on the chance to buy smart, invest wisely, and get the best deal possible.&lt;/p&gt;&lt;p class="block-p"&gt;Call: 416-302-6360&lt;/p&gt;&lt;p class="block-p"&gt;Access Power of Sale - Residential Listings: &lt;span data-type="button" class="blog-button"&gt;&lt;a target="_new" rel="" href="https://oliviawilliamsrealty.com/login.html?from=https%3A%2F%2Foliviawilliamsrealty.com%2Fw%2Fw%3Doliviawilliamsrealty.com%2Fpower-of-sale-residential.html"&gt;Here&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;&lt;p class="block-p"&gt;Access Power of Sale&amp;nbsp; - Commercial Listings: &lt;span data-type="button" class="blog-button"&gt;&lt;a target="_new" rel="" href="https://oliviawilliamsrealty.com/login.html?from=https%3A%2F%2Foliviawilliamsrealty.com%2Fw%2Fw%3Doliviawilliamsrealty.com%2Fpower-of-sale-commercial.html"&gt;Here&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;</description>
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      <category>Foreclosures, Power of Sale</category>
      <pubDate>Fri, 05 Sep 2025 22:12:29 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/power-of-sale-in-the-gta-opportunities-risks-and-how-to-secure-the-bes-8792916</guid>
      <dc:date>2025-09-05T22:12:29Z</dc:date>
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      <title>Explore Penthouse Living in Downtown Toronto</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/explore-penthouse-living-in-downtown-toronto-8792898</link>
      <description>&lt;p class="block-p"&gt;Perched high above the city, downtown Toronto’s penthouses redefine modern luxury. From sweeping skyline and lake views to private terraces, soaring ceilings, and curated amenities, these residences offer a lifestyle reserved for the few. Living in a penthouse is more than just owning a home—it’s claiming a piece of the city’s most coveted real estate, where sophistication, privacy, and prestige meet at the top.&lt;/p&gt;&lt;p class="block-p"&gt;✨ Ready to explore the possibilities? I’ve created an exclusive 10-page guide that covers everything you need to know about buying a penthouse in downtown Toronto.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;br&gt;To Download Your Guide Today: Click &lt;a target="true" rel="" href="https://www.oliviawilliamsrealty.com/_media/Documents/tinywow__%20The%20Ultimate%20Guide%20to%20Buying%20a%20Penthouse%20in%20Downtown%20Toronto_83852036.pdf" data-type="link"&gt;&lt;strong&gt;Here&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;&lt;p class="block-p"&gt;Ready to explore the Penthouse Listings? Click &lt;a target="true" rel="" href="https://www.oliviawilliamsrealty.com/experience-luxury-penthouse-living-in-downtown-toronto.html" data-type="link"&gt;&lt;strong&gt;Here&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;</description>
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      <pubDate>Wed, 03 Sep 2025 16:43:00 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/explore-penthouse-living-in-downtown-toronto-8792898</guid>
      <dc:date>2025-09-03T16:43:00Z</dc:date>
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      <title>Yorkville Condos well under a $1 Million &amp; Affordable</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/yorkville-condos-well-under-a-1-million-affordable-8787080</link>
      <description>Quick facts
Fashionable Yorkville is a top destination for affluent shoppers at its high-end boutiques, galleries and design studios, especially on Bloor Street's "Mink Mile."</description>
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      <category>Condos well under a million</category>
      <pubDate>Tue, 26 Aug 2025 13:36:00 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/yorkville-condos-well-under-a-1-million-affordable-8787080</guid>
      <dc:date>2025-08-26T13:36:00Z</dc:date>
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      <title>Want to live Downtown with a budget under $500K?</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/want-to-live-downtown-with-a-budget-under-500k-8782069</link>
      <description>&lt;h2&gt;Yes you can!&amp;nbsp;&lt;/h2&gt;&lt;h2&gt;Toronto Condos Under $500K:&lt;/h2&gt;&lt;p class="block-p"&gt;Thinking about living in&amp;nbsp;&lt;strong&gt;downtown Toronto&lt;/strong&gt;&amp;nbsp;but working with a budget of&amp;nbsp;&lt;strong&gt;under $500,000&lt;/strong&gt;? You’re not alone. With Toronto’s real estate market constantly in the spotlight, many buyers wonder if affordable options still exist in the heart of the city. The good news:&amp;nbsp;&lt;strong&gt;condos under $500K in downtown Toronto are still available&lt;/strong&gt;—if you know where to look and what to expect.&lt;/p&gt;&lt;h3&gt;What You Can Buy for Under $500K Downtown&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;1. Studio &amp;amp; One-Bedroom Condos&lt;/strong&gt;&lt;br&gt;Compact but functional, these units offer everything you need for city living. Locations near transit, the Financial District, and entertainment hubs make them a smart choice for professionals and first-time buyers.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;2. Micro-Condos &amp;amp; Smart Layouts&lt;/strong&gt;&lt;br&gt;Developers have embraced efficiency. Micro-condos under 500 sq. ft. are designed with clever layouts that maximize space while keeping costs affordable.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;3. Older Buildings with Value&lt;/strong&gt;&lt;br&gt;While newer buildings often come with higher prices, resale condos in established buildings can provide more square footage and sometimes lower condo fees—all under that $500K mark.&lt;/p&gt;&lt;h3&gt;Who Benefits Most from Condos Under $500K?&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;First-Time Buyers&lt;/strong&gt;&amp;nbsp;breaking into the Toronto market.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Young Professionals&lt;/strong&gt;&amp;nbsp;who want a walkable lifestyle close to work.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Investors&lt;/strong&gt;&amp;nbsp;seeking rental units in high-demand areas.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Students &amp;amp; Downsizers&lt;/strong&gt;&amp;nbsp;who prioritize location over size.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h3&gt;Tips for Buying Affordable Condos in Downtown Toronto&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Get Pre-Approved&lt;/strong&gt;: In a fast-paced market, knowing your budget upfront gives you an edge.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Focus on Neighborhoods&lt;/strong&gt;: Areas like Liberty Village, CityPlace, and the Distillery District often have more affordable entry points compared to Yorkville or King West.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Understand Condo Fees&lt;/strong&gt;: A lower purchase price doesn’t always mean lower monthly costs—factor in maintenance fees.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Act Quickly&lt;/strong&gt;: Well-priced units under $500K don’t last long.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h3&gt;The Bottom Line&lt;/h3&gt;&lt;p class="block-p"&gt;Yes—it’s still possible to find&amp;nbsp;&lt;strong&gt;downtown Toronto condos under $500K&lt;/strong&gt;. With the right strategy, a clear budget, and guidance from a local real estate professional, you can secure a property that fits both your lifestyle and your financial goals.&lt;/p&gt;&lt;p class="block-p"&gt;✨ Ready to start your search? I can help you find the best&amp;nbsp;&lt;strong&gt;affordable condos in downtown Toronto&lt;/strong&gt;—reach out today and let’s explore the options together.&lt;/p&gt;&lt;p class="block-p"&gt;Want to see what’s available? Click &lt;a target="" rel="" href="https://www.oliviawilliamsrealty.com/condos-under-500k.html" data-type="link"&gt;&lt;strong&gt;Here&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;&lt;p class="block-p"&gt;Condos between 500 to 600K - Click&lt;strong&gt; &lt;/strong&gt;&lt;a target="true" rel="" href="https://www.oliviawilliamsrealty.com/condos-between-500-and-600k.html" data-type="link"&gt;&lt;strong&gt;Here&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;&lt;p class="block-p"&gt;Condos between 600 to 700K - Click Here&lt;/p&gt;</description>
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      <category>Condos under $500K?</category>
      <pubDate>Wed, 20 Aug 2025 12:56:00 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/want-to-live-downtown-with-a-budget-under-500k-8782069</guid>
      <dc:date>2025-08-20T12:56:00Z</dc:date>
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    <item>
      <title>Just Bought | Waterfront Elegance on Lakeshore</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/just-bought-waterfront-elegance-on-lakeshore-8770799</link>
      <description>&lt;p class="block-p"&gt;Another exquisite residence is off the market. This stunning waterfront condo in the heart of downtown Toronto has just been sold—an elevated blend of modern sophistication, panoramic lake views, and luxury living at its finest. Situated along the prestigious Lakeshore corridor, this residence offered an unmatched lifestyle with refined finishes, floor-to-ceiling windows, and seamless indoor-outdoor flow to private terraces overlooking the water.&lt;/p&gt;&lt;p class="block-p"&gt;For pics, you may view them &lt;a target="true" rel="" href="https://app.realmmlp.ca/shared/portal/Mq848Km7z3h7KNaEGDXj/N4LXZq79PJsGjRL8aKNGFGQXpyeRR2SNjBZkmr8mFJOZ1zy4y3uBGMLn5PgBiO5aMwR9ooTEP7NYWPGRfRyZYR8lzMIg9QOVON9OHKDX3O3qD3srmk8yyqZ9tr5JWD34eWhX5XpYE/view/listing/TREB-C12113754?view=listing-customer-full" data-type="link"&gt;here&lt;/a&gt;&lt;a target="" rel="" href="https://www.realtor.ca/real-estate/28237326/1812-77-harbour-square-toronto-waterfront-communities-waterfront-communities-c1" data-type="link"&gt;.&lt;/a&gt;&lt;/p&gt;&lt;p class="block-p"&gt;Congratulations to my wonderful clients and new owners stepping into a truly exceptional home. Looking to buy or sell luxury real estate in Toronto? Let’s connect—discretion, strategy, and results await.&lt;/p&gt;</description>
      <enclosure url="https://www.oliviawilliamsrealty.com/wps/rest/66120/blog/yyxq/yyxquwrounpz.jpg" type="image/jpeg" />
      <pubDate>Thu, 07 Aug 2025 22:11:07 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/just-bought-waterfront-elegance-on-lakeshore-8770799</guid>
      <dc:date>2025-08-07T22:11:07Z</dc:date>
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    <item>
      <title>Welcome to the Real Estate Blog</title>
      <link>https://www.oliviawilliamsrealty.com/blog.html/welcome-to-the-real-estate-blog-8743764</link>
      <description>&lt;p&gt;Welcome to our Real Estate Blog! Here you can find timely updates of my latest properties, open houses, just solds and much more.&lt;/p&gt;&lt;p&gt;Whether you are interested in &lt;a href="https://www.oliviawilliamsrealty.com/buying.html"&gt;buying&lt;/a&gt; or &lt;a href="https://www.oliviawilliamsrealty.com/selling.html"&gt;selling&lt;/a&gt; real estate, I am here to help guide you every step of the way.&lt;/p&gt;&lt;p&gt;If you have any questions about real estate from &lt;a href="https://www.oliviawilliamsrealty.com/home-evaluation.html"&gt;home evaluations&lt;/a&gt; to &lt;a href="https://www.oliviawilliamsrealty.com/mortgage-calculator.html"&gt;mortgages&lt;/a&gt; to &lt;a href="https://www.oliviawilliamsrealty.com/recip.html"&gt;searching for properties&lt;/a&gt; in your area, don't hesitate to &lt;a href="https://www.oliviawilliamsrealty.com/contact.html"&gt;contact me&lt;/a&gt; today!&lt;/p&gt;</description>
      <pubDate>Thu, 10 Jul 2025 22:51:13 GMT</pubDate>
      <guid>https://www.oliviawilliamsrealty.com/blog.html/welcome-to-the-real-estate-blog-8743764</guid>
      <dc:date>2025-07-10T22:51:13Z</dc:date>
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